Reform ARCReform ARCReform ARCReform ARCReform ARCReform ARCReform ARCReform ARCArisX helps banks, NBFCs, SFBs and ARCs grow NPA and write-off resolution. A new channel borrowers come to on their own, inside your policy, on your rails.
Reform ARCReform ARCReform ARCReform ARCReform ARCReform ARCReform ARCReform ARCWe help lenders grow NPA and write-off resolution, without touching the channels you already run.
of write-off accounts ever reach a single live conversation
recovered in a year, across every legacy channel combined
Both depend on the borrower answering. ArisX doesn't.
Total sales = Retail + Marketplace
Total resolution = Agencies + ArisX
Stores reached whoever walked in
ArisX builds intent, borrowers engage when they're ready
Retail grew only by adding stores
Grows without adding vendors or headcount
Small SKUs were never worth stocking
Sub-₹2L accounts become viable
The brand still set the shelf price
You still set policy, waivers and approvals
ArisX adds a new digital channel without replacing any channel you already run. Every offer it makes is your own policy, rendered to one borrower.
A new way to reach the customer, on top of every channel you already run.
Flexible, affordable plans that lift resolution, not just contact rates.
Every offer fully explainable and audit-ready, by default.
A structural lift to the borrower's bureau file, not a one-time collection.
Segment a portfolio, launch offers inside your own policy, and watch cases, settlements, and NOCs roll up live.
We explain what clearing this does to their bureau file, and start borrowers on a credit-improvement journey they can actually see.
Pre-approved settlement offers built around the borrower's situation. ₹58,000 becomes ₹10,000 a month, lump sum, 3, 6 or 12.
Every participating loan in one place. Pay digitally, NOC issued immediately, the only place a borrower can actually close anything.
No borrower to answer, no visit to justify. Sub-₹2L accounts that call centres and field agencies write off finally get resolved.
You set policy, waiver limits and approvals. ArisX renders your rules to one borrower, full explainability on every settlement.
It grows without adding vendors, agents or supervision. A new digital channel that sits alongside every channel you already run.
Call centres and field agencies depend on the borrower answering. ArisX doesn't, it builds a reason to pay and a plan to finish, so borrowers come back on their own.
Policy, waiver limits and decision rights stay with you. Your stack feeds in, ArisX runs the middle, the borrower comes out.
ArisX adds a new digital channel without replacing any channel you already run. Banks, NBFCs, SFBs and ARCs grow resolution on the book they already have, no vendors, no headcount, your policy throughout.
on a leading ARC's credit-card write-off book, same book, no change to their own channels
borrowers coming back to resolve on their own, not chased into it
across four design partners live on the ArisX marketplace today
Field notes on collections, recovery, and the tech that makes both faster, from the team building ArisX.
Collections and recovery teams across banks, NBFCs, SFBs, and ARCs on what changed after adding the ArisX marketplace channel.
A pilot on a live book, in weeks not quarters. Join the banks, NBFCs, SFBs, and ARCs already growing resolution on the ArisX marketplace.
